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Why should you use a mortgage broker?
There are lots of good reasons why more than half of Australians now use a broker to secure a home loan. Probably the most important one that is we work for you, not the banks. We speak to you first to find out what you need, and then we use our knowledge of the market to better negotiate with the lenders. Then we get a range of options before we work out which one is right for you, not what’s right for the lenders.
We streamline the process.
The first step is we discuss what your financial needs and goals are. Then we research the many different products from a range of lenders to ensure we find the right solution.
And just to make things even easier, we’ll do the paperwork, manage the application process and then take it through to settlement.
Best of all, because this is what we specialise in, we get the process moving quickly. We use our relationships with lenders to secure your finance as fast as possible.
In short, a broker is there to look out for your interests, while lenders are there to look after their own. We don’t have to say who’ll do a better job for you.
Asset & Equipment Finance
It’s a common question for small business owners; how do you get your hands on the equipment you need to grow, while still keeping the all-important cash flow and working capital at healthy levels?
Choosing the right asset and equipment finance can give you further benefits than just preserving your day-to-day funds:
- Assets and equipment can generate immediate income
- Finance can help preserve working capital
- Fixed repayments may give you the ability to budget more accurately
- The asset secures the loan, in which case you don’t have to lock up your property security which can be preserved for future finance such as working capital
- There may be potential tax advantages to consider
What can be financed?
Any asset, plant or equipment that can help generate income for your business may be able to be financed, and can include:
- Motor vehicles
- Commercial vehicles
- Plant and machinery
- Agricultural equipment
- Solar power equipment
- Computers, photocopiers and phone systems
- Medical and dental equipment
- Office equipment
- General business equipment
- Internal fit-outs
Get started with our free guides.
Investing in property
Having the right people to help you is key when investing in property. Do your homework on the property market before you dive in, and we’ll be thrilled to help you when it comes to financing your decision.
Refinancing your home loan
As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate or maybe you want to start that renovation project.
Becoming a first home buyer
Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The two big questions are how much you can borrow and what are your likely repayments to be.
We work fast, and we work hard for our clients.
The advantage of using a broker
We negotiate finance on your behalf saving you time, stress and money. Whether you are saving for your first home, expanding your investment portfolio or looking at options for your business, we work hard to find the best fit for you. We work for you, not the bank, ensuring your needs are put first.
Crunch the numbers with our suite of calculators
Take advantage of our 20 calculators including our borrowing power calculator, our loan comparison calculator and our extra repayment calculator. The range of calculators will help give you an idea of the amount you may be able to borrow and what the likely repayments may be.
Refinancing – What do I need to know?
Our customers have a range of options when refinancing. We take all the confusion and jargon out of the process to get the best solution for you and your current circumstances. We are your broker for life, not just the loan process, so we will always review your options to ensure you are getting the best deal for you.
- We provide real choice, looking to find you the right deal
- We work with multiple lenders, keeping competition alive
- We may negotiate a better outcome
- We help at a time and place that suits you
- We do the legwork for you